Privacy Policy

1 Information We Collect

Information You Provide Directly

We collect information you provide when you create an account, join our waitlist, become a member, contact us, or otherwise interact with our platform. This may include:

• Full name and email address
• Business name and type
• Phone number (when provided)
• Account credentials (password stored securely)
• Payment and subscription information (processed by third-party payment providers)
• Business profile, funding-readiness, business-health, mission, and operational information you choose to provide
• Connected-service identifiers and status information, such as a connected payment-account ID and capability status
• Identity-verification status and related information when verification is required; sensitive verification documents may be collected directly by the verification provider rather than stored by RTF
• Communications you send us and support interactions

Information Collected Automatically

When you visit our website or use our platform, we may automatically collect:

• IP address and device identifiers
• Browser type and operating system
• Pages visited and features used
• Date and time of visits
• Referring website addresses

2 How We Use Your Information

We use the information we collect to:

• Create and manage your account and membership
• Deliver educational tools, resources, and platform features
• Send platform updates, product announcements, and educational content
• Process membership payments and manage billing
• Respond to questions, support requests, and communications
• Generate business-health, readiness, mission, and executive insights based on information associated with your account
• Operate connected services and synchronize status information you request, including payment and operational integrations
• Improve our platform, features, safety controls, and content
• Analyze usage to understand how members use our tools
• Comply with legal obligations and enforce our terms

We do not sell your personal information to third parties for their own marketing purposes.

3 Information Sharing

We do not sell or rent your personal information. We may share your information only in the following limited circumstances:

Service Providers and Connected Services

We use third-party providers to operate parts of the platform, including cloud hosting, authentication/database services, payment and billing services, identity-verification services, communications, analytics, and AI or automation infrastructure. When you choose to connect an external service, information may also be exchanged with that service as necessary to provide the integration you requested.

Third-party providers may process information under their own privacy terms when they provide services directly to you, such as a connected payment account. We encourage you to review the privacy terms presented during third-party onboarding.

AI and Automated Processing

Information you submit to RTF may be used to generate automated summaries, recommendations, mission guidance, or other business insights. We design these features to support human decision-making, not to make binding credit, lending, legal, employment, or investment decisions on your behalf.

Legal Requirements

We may disclose information when required by law, subpoena, court order, or other legal process, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Business Transfers

If Royal Treasury Financial is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will provide notice before your information is transferred and becomes subject to a different privacy policy.

4 Cookies & Tracking Technologies

We use cookies and similar tracking technologies to improve your experience on our platform. Cookies are small text files stored on your device. We use them to:

• Keep you logged in to your account
• Remember your preferences
• Understand how visitors use our platform
• Improve platform performance and content

You can control cookie settings through your browser. Disabling cookies may affect the functionality of certain features on our platform.

5 Data Security

We use administrative, technical, and organizational safeguards designed to protect information from unauthorized access, loss, misuse, or alteration. Safeguards may include encryption in transit, access controls, authentication controls, logging, and security practices provided by our infrastructure vendors.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. If you have reason to believe your interaction with us is no longer secure, please contact us immediately.

6 Data Retention

We retain your personal information for as long as necessary to provide our services, maintain your account, comply with legal obligations, resolve disputes, and enforce our agreements. When you close your account, we will delete or anonymize your personal information within a reasonable time, except where retention is required by law.

7 Your Rights & Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal information
• The right to correct or update inaccurate information
• The right to request deletion of your personal information
• The right to opt out of marketing communications
• The right to data portability (where applicable)

To exercise any of these rights, please contact us at support@royaltreasury.us. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

You may unsubscribe from marketing emails at any time by clicking the "Unsubscribe" link in any email we send. Please note that even if you opt out of marketing emails, you may still receive transactional or account-related communications.

8 Children's Privacy

Our platform is intended for adults and is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately and we will take steps to delete it.

9 Third-Party Links

Our platform may contain links to third-party websites, resources, and tools. We are not responsible for the privacy practices of those third parties. We encourage you to review the privacy policies of any third-party sites you visit. Inclusion of a link does not constitute an endorsement of that site or its practices.

10 Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you by email or through a notice on our platform. Your continued use of our services after any changes constitutes acceptance of the updated policy.

11 Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us: